Archives for January 2013

4 Warning Signs of a Crooked Contractor

By Matthew Miglin

I hate to say it, but not all contractors are honest.

Were not all crooks. But there are people out there who will overcharge you and give you garbage. Others arent dishonest, just incompetentthey couldnt build a birdhouse if you put a gun to their head, let alone a bathroom.

Wouldnt it be great if all dishonest, incompetent contractors were terrible at selling themselves? That way, when you talked to them over the phone or had them present their project idea in your home, you could separate the good from the bad right away.

Yeah, and Id like to win the lottery while were dreaming. Lets talk practicalities.

Here are 4 of the 8 signs in my book Home Contractor SecretsRevealed that will warn you away from a crooked contractor. If you see anyor allof these signs, you have trouble on your hands. Cut the interview short and walk away.

1) The contractor makes a cold-call to your house. A cold call means he calls you out of the blue. He doesnt know anyone you know, and no one recommended him.

If a contractor is making cold calls, its because none of his other clients will recommend him or give him referrals. Do not work with this kind of contractor.

There are a few exceptions to thissome good contractors are aggressive in trying to grow their businesses, but theyre rare. One situation that I can think of is if your neighbors are remodeling their homea worker might come by and give you a flyer. In this situation you can go see the remodel for yourself. You can ask your neighbor about the quality of the work. In this situation the worker isnt trying to sell you anything. If you like what you see, you can give the company a call.

2) The contractor tries to pressure you into making an immediate decision. An honest contractor knows you need time to think it over. Crooked contractors will tell you that their price is a discount that is good only if you accept it by the end of the day.

They are trying to stop you from getting any other bids. 90% of the time, their discount price is more expensive than everyone elses regular quote. Run, do not walk, away from these deals.

3) The contractor offers discounts or finders fees for finding other customers. Good contractors rely on referrals and word of mouth to get their business. Good contractors dont have to bribe you to make you work with them.

4) The contractor wants you to get all the building permits. This could be a sign that the contractor is not licensed and is trying to avoid getting caught. This is not always the case, but be aware.

If remodeling is a war, then scam artists are the vultures that circle the battlefield looking for easy prey. A scam artist doesnt want to work. He wants money for nothing. But a scam artist cant fool you if you do your homework. If you want more information on how spot a crooked contractor before you give him any moneyand learn other ways to save thousands of dollars on your remodeling project, go to


Scams Inc has found by Investigation that certain Judges in the Unified Courts appear, based on their acts and actions, to be devoid of ethics. Evidence has established a betrayal of the public trust and in fact sacrificed the public trust on the altar of greed.

Sadly, when an officer of the court including judges, lawyers,referees, are found to have fraudulently presented facts to court that the court is impaired in the impartial performance of its task, such conduct is fraud upon the court.

Fraud upon the court is a fraud where the court or a member is corrupted or influenced—-
See: Bulloch v United States.


Learn more at: 

How to avoid chiropractic fraud

As with most cases of fraud, many people assume if they are not directly involved it has no impact on their life. Nothing could be farther from the truth. In fact, incidents of fraud in the health care industry as well as other areas of your life have a ripple affect, impacting everyone regardless of whether or not they are direct participants. Here we look at how chiropractic fraud affects everyone.

What is chiropractic fraud?

Better known as chiropractic insurance fraud, this occurs when either a recipient of chiropractic treatment or administrator of treatment misrepresents information to the insurance company regarding such treatment. A widespread problem in the medical community at large and specifically the chiropractic community, insurance fraud is a serious issue.

Who does it hurt?

Insurance fraud hurts everyone. From the patient who no longer knows where to turn for quality care to the person paying higher insurance premiums as a result of fraudulent claims. Insurance fraud has a far reaching affect on those in the medical community and beyond.

How to prevent insurance fraud?

Patients worried about insurance fraud can help stop the problem by paying close attention to the information reported to the insurance company regarding their treatment. Is the insurance provider being billed for treatments as they occurred? Is there a discrepancy in what the insurance company is billed for in relation to the treatment received? Do you feel as if you are receiving more treatments than medically necessary? These are all indications that your chiropractor may be involved in insurance fraud.

What should you do if you suspect insurance fraud?

It is believed that insurance fraud costs taxpayers upwards of 50 billion dollars per year. For this reason anyone suspecting insurance fraud should report the incident immediately. Ideally the insurance company paying out on fraudulent claims should be the first party notified, with state or federal agencies next in line. In cases of insurance fraud, you can report your suspicions anonymously or provide your name and contact information.

How to find a reputable chiropractor?

Just because there are a few bad apples in the business, does not mean all chiropractors are crooks. The opposite is true, with almost all chiropractors being legitimate members of the heath care system. Chiropractic treatments offer many benefits when administered by those with experience and proper training. Always check with the Better Business Bureau and ask for references to learn more about the chiropractor you are considering. As other patients about their experience and research the individual or practice online for an inside look at how other patients have rated their experience. It is always a good idea to follow your own instincts as well. If you feel the chiropractor in question is more concerned with billable treatments versus finding a solution to your problem, they may not be the chiropractor for you. A reputable chiropractor will always put the needs and safety of their clients above any concerns over billable treatments. Insurance fraud should be a concern for all of us, however it is important to remember that most medical professionals are in the business to provide services to those in need.

Dr. Ryan Marshall, D.C.
Tulsa chiropractors treat individuals with a variety of conditions. Dr. Ryan Marshall, D.C, a Tulsa Chiropractor, has over seven years of clinical experience treating patients of all ages. He enjoys spending time with his wife and daughter, bass fishing and playing the guitar and piano. He is also an active member of First Baptist Church Broken Arrow.


We must address the rampant and widespread fraud and corruption on the Courts, and Judicial Misconduct, Bribery and Collusion ongoing daily Citizens fall victim to. Every United States Citizen is entitled to and deserves Due Process  without fear of fixes, corrupted Judges and bribes. We are entitled to a Court System that is void of pollution by dishonest Judges and other Courthouse Officials.

Please help to restore faith and integrity into our Courts and Government, Sign The White House Corruption Petition

Avoid the Home Based Business Scams and Find a Legitimate Business!

Nowadays, there are so many scams around! People who take advantage of innocent people since they know so many of us want to work from home.

Remember: If it sounds too good to be true, it probably is! But, you need to know more than that if you are to truly avoid getting ripped off.

I think it’s good advice to give when I say, AVOID anything that talks about stuffing envelopes, pyramid schemes, and people that say you can make $2,512.16 cents working in your pajamas in the next 24 hours etc. Yes, you’ve heard about these golden opportunities before, I’m sure. Now there may be some legitimate stuffing envelope opps out there, but most are just a way to get your money and give you a list of companies that might pay you to stuff envelopes, but they don’t give you the actual opportunity! Usually the information you’re given is to place the same type of ad yourself.

Don’t pay for lists of companies that provide work at home. If somebody needs an employee, it’s up to them to advertise where people can find the opportunity, and not where people have to pay to see the opportunity. These lists are usually a list of companies straight from your phone book and these companies have no idea they are even on a list that has been sold to you!

If anybody tries to pressure you into joining a multi-level marketing company, take the time to think about it and make sure it is a reputable business opportunity that you even want to consider joining. Don’t let yourself be pressured into anything. A lot of these are legitimate, but some are not.

Ask for references, testimonials etc. Check there have been no complaints against the company by checking with the Better Business Bureau etc. Most larger businesses do belong to this association. Also, check with the National Fraud Information Center You can also check and see from the newsgroup postings if anybody has reported a scam.

The US Chamber of Commerce now apparently has more members than any other small business association. This can be an important resource when it comes to your business. They offer members all kinds of advice about starting and maintaining a business, and even have workshops you can go to. They also help their members get discounts on various products and services, from office supplies to health insurance.

Look around your area for other small business associations before joining the Chamber of Commerce. There may be other associations better suited to your needs.

The SBA (Small Business Association) has been around since 1953. They have helped provide many small companies with business loans and other professional advice. Definitely worth checking out their website. This is an outstanding association.

The SCORE Association is a national nonprofit organization. SCORE’s 10,500 volunteers provide small business counseling and training through a network of 389 chapters, 800 branches and its Web site is a resource partner with the U.S. Small Business Administration.

There are legitimate work at home opportunities available, but you must do diligent research before succumbing to any of them, especially the ones that seem too good to be true.

About the Author:
Michele Miller is a home-based business owner and a medical transcriptionist. She is also the author of an E-book about how to become a home based medical transcriptionist.