Archives for May 2013

Dropship Scams — Wholesale List Auctions

by Jane Cyrus

In the long hall of shame housing dropship scams, another scam has found a place. This scam, according to wholesale reviews, goes by the name of wholesale list auction. Usually, the scammers operate on eBay, where there are hundreds of often-gullible buyers with no experience in how to tell fraud from truth, thus providing a fertile breeding ground for all kinds of swindlers.

This is how the scam operates. The scammer invites bid for purported bargains. It could be a cheap computer or the latest in car gadgets, or just about any other popular product at a heavy discount. After the auction, the winning bidder is asked to deposit the payment and their promised product is shipped across. Once the buyer receives the package, he realizes he has been deceived, and very cleverly indeed. Instead of the computer, or the handheld e-reader, or a car stereo phone, what he receives is a list of wholesale suppliers who sell the product. When the buyer contacts the dealers mentioned, he is asked to buy the products wholesale, in order to receive the promised discounts.

This means that he has to buy around 100 laptops in order to get a discount of 50 percent on each, as promised. It is then that the buyer carefully reads the terms and conditions of the sale, and discovers, in the fine print, a mention of the list and not the product. Technically, this may or may not qualify as a fraud, but the intention to swindle is clearly there.

Risk to Genuine Retailers
While most people who consult dropshipping directories and wholesale reviews are sellers on eBay, and not buyers, the wholesale list scam is a universal cause of concern. Many sellers look up suppliers on eBay, and they might just be tempted to order the wholesale list just to avail the purported discount on offer. Another risk is that the wholesale suppliers mentioned on these dropship scams may not be genuine. They could lead you to sink further into dropship scams by selling fake, poor quality products. Even if they do sell products at the promised discount, you would have to purchase a large inventory off them before you can benefit from the price reduction. Large inventories are not convenient for dropshippers, small sellers, and even for some powersellers who would rather buy small stocks or have the products dropshipped directly to the customer.

Such wholesale list scams also make buyers on eBay more wary of sellers. Unethical sellers and suppliers running these dropship scams get to mint money, leaving the honest trader to pay the price.

Avoid Scams
Perhaps the best way to avoid dropship scams is to find suppliers not through a dubious list, but through an established trade directory. Many retailers would be surprised to know that there are up-to-date, useful directories that offer not only verified merchant details, but also other resources like tips for sellers and market research tools for an exhaustive study of your proposed niche.

Are George M Pavia and his wife Antonia Pavia fraudsters, tax evaders, corrupters of courts and judges and perjurers or are they just misunderstood and honorable NY citizens?

Courtesy Scamraiders.com

How can this dilemma be resolved?

The Pavias are a curious couple. They try to create an image of surface ‘sweet talk’ and affectations, but do not be deluded, George m. Pavia’s acts and reported neurosis establish that he is a self styled autocrat, bully, and a trickster.

Scamraiders’ staff have interviewed persons who have had involvements with the Pavias and involvements with Dr Arnold Hutschnecker and others the Pavias have been involved and we have scoured court and other records and documents.

And the paper trail, documents, court records and interviews reveal a sordid tale of the Pavias antics, railroading, ambushes, deceptions, corruption, obstruction of justice, bribery, perjury, spite, greed, tax evasion, revenge, and even thefts of family property to unjustly enrich George and Antonia.

Scamraiders has also learned that George Pavia was (for about 20 years) under the care of mental doctor Arnold Hutschnecker who we are advised diagnosed George with having delusions of grandeur and sociopathic conduct and numerous ‘other’ complexes. Hutschnecker was also the ‘shrink’ for Richard Nixon for a period.

We have been told by persons who knew Hutschnecker that George always had a problem and neurosis with his appearance, much like as Dr Hutschnecker put it ‘a chimpanzee/type look-a-like’ sadly the doctor revealed that George blames everyone for his deficiencies and wants to and does engage in revenge on all who have figured out his cloak and false facade and who have stood up to George’s intimidation and abusive conduct.

It seems that it must be ‘George’s way or else.’

Shrink Hutschnecker outlined before his death that George is a vicious and spiteful scallywag and scoundrel who will take vengeance by thefts, intimidation and deception and worse.

George, we are advised by court papers, even tried rob and rook his first wife Ellen Solomon’s estate and rook her rent stabilized apartment in NYC.

Many interviewed who had interaction with Mr Pavia think that George is a deranged man with patterns of grandiose conduct similar to that of Capt. Queeg in the film The Caine Mutiny, well enough said for now.

We refer you to much more about the Pavias in detail in Scamraiders archived articles and documents, interestingly all undenied by Pavia or his thugs.

And on Feb 22, 2011 Scamraiders will post ‘Bob Feldman ’68 Article.’ Did supreme court designate Soto Mayor’s law firm partner violate NYC rent stabilization law? ‘the partner’ is none other than George Pavia.

You will see what others and the ECB court, the DHCR and the Dept of buildings say about the Pavias and their forgery, retaliations and bribery, tax fraud, perjury, and the NYC ECB court finding three times at separate hearings that the Pavia’s are perjurers, and how these Pavias stole rent stabilization by obstruction of justice, tampering, collusion and worse

The Pavias are now snug as bugs in a rug in their stolen property faking and rooking their way to their own self styled nirvana created by fraud and corruption.

But nothing, per the shrink, will rectify George’s mental disorders exacerbated when George looks in his mirror.

Possibly that is why George has a long beard, he possibly hates himself and thus despises looking at himself in a mirror as other see him so says Dr Hutschnecker we are told by reliable sources.

And as we are told Dr Hutschnecker put it’ George Pavia is a lecherous, distorted looking and emotionally angry person frustrated by rejections, thus a mentally distorted, vicious, hateful and contorted person.

Dr Hutschnecker further reported that George is riddled with inferiority complexes and who is suffering with compensating needs to abuse, take advantage and manipulate others by these and other vengeful and dastardly acts perpetrated by George Pavia in order to shroud Mr. Pavia’s, spiteful, and inferiority complexes.’

We learned that George Pavia was in mental and medical therapy with his ‘shrink’ Dr Hutschnecker for many years spanning from about the early 1960’s to the mid 1980’s.

Scamraiders investigations, reports from his ‘shrink’ Hutschnecker and other interactions, etc. regretfully reveal that George Pavia appears to be a wicked self indulgent and Machiavellian person who has repeatedly displayed his belief that he and wife Antonia are above the law and that they can get away with fraud, deception, intimidation, corruption,perjury and worse to satiate his unjust self enrichment.

Possibly George Pavia this time may have bet wrong and finally after years of his machinations will be exposed and caught and this time with his hands in the cookie jar? Time will tell.

Please note as always Scamraiders welcomes any denials by George and Antonia Pavia of the reports in this article which will be posted along with Scamraiders replies to date none of the articles and exposes of the Pavia’s have been denied and Scamraiders has produced evidence of its reports regarding the Pavia’s acts, see Scamraiders ‘terms of use’ and ‘mission statement.’

The Pavias and in particular George have instead caused their hired hooligans and thugs to intimidate, extort, threaten and abuse Scamraiders and its staff and its present and former affiliates.

But no denials from the Pavias in fact bully George himself has rather threatened and used bodily harm in the presence of 4 witnesses, intimidation by George of freedom of press and free speech.

George has no problem engaging in abuse and mafia style threats, assaults and intimidation

George has seemingly deluded himself that he is above the rules of law in his murky world of greed and larceny.

George Pavia’s acts seem to confirm Dr Hutschnecker’s findings as to George and his vicious and vengeful mental deficiencies and disorders.

See more on Hutschnecker/Nixon, etc and on Pavia:

Bob Feldman 68: Did Supreme Court Justice-Designate Sotomayor’s Law…

Arnold Hutschnecker, 102, Therapist to Nixon – New York Times

A. Hutschnecker; Served as ‘Shrink’ to Richard Nixon

Presidential Leadership, Illness

Top Ten Elder Fraud Prevention Methods

We all want to protect our loved ones from danger, but it’s impossible to be with them every moment of the day. And unfortunate as it is, scam artists see your aging Mom or Dad as an easy target, knowing full well that elderly individuals are more likely to fall for their scams. Elder fraud often goes unreported, but it’s estimated that over $40 billion is stolen from America’s seniors every year (1), and, due to a lack of proper senior citizen fraud protection in place, this figure is increasing. Families and friends are fighting back and providing their loved ones with senior citizen fraud protection tips and tools to combat these elder fraud scam artists.

‘If it’s too good to be true, then it probably is’ rings true in many instances. Law enforcement agencies often remark on just how difficult it is to bring elder fraud perpetrators to justice – once an investigator has begun looking into the scheme, the scammers are already moving on to another ploy. There’s just no way to catch them all, which means it’s up to you to help your parents understand and implement senior citizen fraud protection tactics and be on the lookout for people who wish to do them, their property, or their savings significant harm.

How can you help your parents fight back against elder fraud? Aside from a quick lesson in senior citizen fraud protection, a handy cheat sheet by all the phones or computers in the home is often the best way to avoid these common elder fraud tricks, which include the following top ten ways to beat the bad guys.

What to Include on Your Senior Citizen Fraud Protection Cheat Sheet

1. Avoid sending money or providing personal financial information. Be cautious who you disclose your bank account, credit card, and social security numbers to. Suspicious, but realistic looking checks made out for a considerable amount of money should be an elder fraud red flag. Your parents should know that if they weren’t expecting a check, it could be a fake. Tell your loved ones if they have concerns related to this type of senior citizen fraud that protection comes from asking someone they trust for help. Checks such as these are usually accompanied with directions instructing the recipient to call a phone number. The message tells the caller to send taxes on the money he or she just received through a wire transfer service. The scam, of course, is that once the recipient sends the money, their check bounces.

2. Do not speak at length with people who are unfamiliar to you – tell your parents to decline answering questions of a private matter over the phone, Internet, or at the door. Above all, the key to senior citizen fraud protection is caution. If a telemarketer who is pushing a product begins asking for too much information, tell your loved one to request the name of his or her employer, the address, and a phone number. If a caller asks to speak to the man of the house and there isn’t one, tell your mother never to indicate that she lives alone.

3. Do not sign any documents without reviewing them carefully. Your loved one can often be signed up for something he or she may not be interested in and begin receiving phone calls that solicit other products. If anything appears suspect, tell your loved one to contact his or her lawyer or a trusted friend immediately. Many elder fraud con artists will pose as door-to-door salesmen and try to sell your loved one something on the spot, introducing multiple new products and a whirl of paperwork that needs to be signed now and paid for to ‘secure’ it. This potential elder fraud ploy is dangerous, because the friendly salesman is no longer some distant threat with no face; he appears to be knowledgeable and trustworthy. Tell your parents one of the most important senior citizen fraud protection tools available to them is not to allow anyone into the home they don’t know.

4. Make sure to verify all claims. One of the newest elder fraud alerts is related to home construction or improvement, and much like any other industry, scams abound. The best senior citizen fraud protection tip in this instance is to use a well-known contractor in the area. Tell your parents to request references and contact the Better Business Bureau or the National Fraud Information Center if they’re unsure. Create a contract and make sure the work is carried out to the letter; a fly-by-night scheme will probably try to talk down the contract, but if it’s in writing, your loved one ultimately has more recourse. And if the contractor wants the money upfront, tell your loved one to move on to the next choice.

5. Reach out for help before investing or spending considerable amounts of money. Tell your loved one to call you with questions about any investment that involves a significant transfer of money or shares. In many cases, the AARP (American Association of Retired Persons) can be a lifesaver; this organization regularly sends out information on the latest elder fraud schemes and offers senior citizen fraud protection tips as well as financial planning assistance and consumer rights, all of which can help your parents judiciously decide on various offers and purchases.

6. Shred all bills, notices, and personal mail before throwing them away. Information regarding your loved one’s financial situation is often retrieved by con artists from discarded mail that is not shredded (also known as ‘dumpster diving’). It’s all too easy for elder fraud scammers to get bank account and credit card numbers from statements as well as details on safe deposit boxes, ATM cards, addresses, phone numbers, social security numbers, and more. Remind your loved one that one of the most important senior citizen fraud protection tips is to tear up all mail before throwing it away. Or, better yet, give him or her the gift of a paper shredder!

7. Recognize predatory lending practices. This senior financial abuse and elder fraud practice, also known as loan fraud, is often perpetrated by mortgage brokers, appraisers, and home contractors looking for a quick buck. Seniors approach these seemingly knowledgeable individuals looking to refinance their homes, but are bombarded by fast-talking scammers who incorporate a must-act clause into the deal. In the end, your loved one will walk away with a high-cost loan with exorbitant fees totaling more than 5% of the entire amount. When talking with your loved one about predatory lending and senior citizen fraud protection tips, remind him or her that other tricks include pre-payment penalties, ‘flipping’ (when a loan is refinanced to generate fee income without providing any net tangible benefit to the borrower), mandatory arbitration, and other unnecessary additions. Don’t let your parents make this decision alone; help them be more informed consumers.

8. Avoid health insurance scams by identifying the red flags. Many lower income seniors rely on their Medicare health insurance, which is why many elder fraud scams originate here. Often, less-than-reputable medical equipment companies target seniors, offering free supplies in return for their Medicare numbers. Tell your loved one that the doctor must order and sign for all equipment and products before Medicare will pay for it. Remind your parents of the most important senior citizen fraud protection tips when it comes to health insurance, including never signing blank insurance claim forms, never providing unchecked medical authorization for billing purposes, always reviewing Medicare’s payment terms closely, never giving out their Medicare numbers to someone they don’t know, and verifying with their physician if they are unsure of a product or equipment that’s been ordered.

9. Bypass the ‘Sucker List’ altogether. Many seniors are eager to win something and often enter numerous sweepstakes, sign up for free magazines, or register for contests. Companies with elder fraud scam artists will keep records of these submissions, meaning your loved ones could end up on what is called the ‘Sucker List,’ making your parents that much more of an elder fraud target. This list usually contains not only people who the scammers believe to be a good target, but have already been successfully targeted before.

10. Just hang up. Scammers know that senior citizens are more polite, more trusting, and a lot less likely to hang up when the call becomes personal; unfortunately, elder fraud con artists take full advantage of this fact. Tell your loved one that if he or she doesn’t know the caller and questions regarding financial or personal matters come up, they can simply hang up on the caller with no questions asked. Hanging up is one of the simplest senior citizen fraud protection methods.

An Ounce of Prevention…

If your loved one has been a victim of elder fraud, please urge them to report it to the proper authorities. Falling for a scam is embarrassing to many seniors, making it one of the most under reported crimes. Their assistance in the matter can help bring con artists to justice and perhaps inspire other seniors to implement better methods of senior citizen fraud protection.

Another invaluable senior citizen fraud protection tool is helping your loved one sign up for the national ‘do not call’ registry to prevent harassing telemarketer calls. It’s a free service, and you can either call 888-382-1222 or register online at www.donotcall.gov. Another website that offers helpful senior citizen fraud protection tips of its own – www.fraud.org/elderfraud – helps fight against con artists by posting regular updates and information. Walking your loved one through potential elder fraud scenarios is as helpful as checking in regularly to go over financial transactions, bills, and emails as well as posting (in plain sight) the senior citizen fraud protection tips outlined above.

Ultimately, the only way to prevent elder fraud is through education, and this requires you to be firm on the subject, providing an insightful look into the various methods of senior citizen fraud protection. Caution is always the key to protection, and your loved one should be provided with a list of helpful sources to contact for additional information, including the National Consumer League’s Fraud Center, AARP, the Better Business Bureau, and Consumer Action. Above all, make sure your loved one always knows who he or she is dealing with in the course of transactions or investments. And, as always, it’s important to remember that an ounce of prevention is worth a pound of ‘cure.’