Online Banking: Navigating a Vulnerable Environment

May 18, 2012 By Leave a Comment

Online banking has surged in popularity the last few years, due mainly to the allure of easy online bill payments. According to a consumer survey conducted by Fiserv Inc., in 2008 over 2 million homes adopted online banking. This brought the total number of households banking from home to just under 70 million, or four out of every five with internet access.

While financial institutions continue to assure their customers of the safety of online banking, none can guarantee an account won’t fall victim to fraud. Cutting-edge technologies offer convenience, but also attract a cutting-edge class of criminals.

Early last year hundreds of HSBC online bank customers suddenly discovered their checking accounts had been drained of $2,000 each. According to an account on consumerist.com, one customer was told by the HSBC Fraud investigator that the department was so overwhelmed they weren’t even sure how to handle it. When pressed with how many other customers had suffered the same fate, the investigator replied, “We don’t even know.” The size of the fraud was so severe, the bank was ill-equipped to tackle, much less identify, the problem and it took up to 10 days before the affected customers had the stolen funds credited back to their accounts.

Though anecdotal, the above story is just a recent example of a problem that has plagued the banking and credit card industries from the time online services were first introduced. Fortunately, there are certain measures which can be taken to protect both your money and identity while banking electronically. Many of these tools also apply to using your credit card online. Most fall under common sense, but in this age of quick-and-easy access, it doesn’t hurt to go over the sometimes overlooked basics.

1.Bank with the Big Boys – There are many online banks, mostly chartered overseas, that are not FDIC insured. Bank with these companies at your own risk. When choosing an online bank, the safest bet is to go with one of the larger financial institutions with a recognizable name. The large banks are moving towards more online and customer-direct banking in an effort to lower costs and improve their bottom line. They often provide the best in online security, but if it fails you want the safety-net of FDIC insurance.

2.Don’t fall for Phishing – Phishing is the online security firm for a malevolent entity attempting to acquire your user name, passwords, credit cards or any other personal data by masquerading as a trusted entity. This can be undertaken by various means but most commonly comes in the form of an email claiming to be from your financial institution. You’ve probably encountered these before and hopefully sent them straight to junk mail. The emails often look convincing with legitimate logos, but will ask you to connect via a provided link to a fake site where you will be asked to enter your username and password for verification purposes. Once you’ve entered this information, the criminals can attempt to access your account. These emails are normally pretty easy to recognize. They won’t address you correctly or by name at all, and often they contain grammatical errors. Legitimate emails from your bank will typically address you by your proper name and will never ask a customer to divulge their pin number, account numbers, or passwords. If you aren’t sure about an email you have received, call your bank and ask.

3.Phishing from the other side – Unfortunately, this attempt to appropriate your personal information and access your account can strike when you least expect it, after you have logged into your online banking site. Though rare, tech-savvy criminals have the ability to hack into a bank’s online system and re-direct the customer to a fake page where they are asked to once again enter their user name and password. If during an online banking session you are rerouted in such a manner, the wisest course of action is to terminate the session without entering any further information and then re-accesses your account through the bank’s home page. It would also be prudent to let your institution know such an attempt was made via their site. Better yet, ensure your bank is using the standard “secure socket layer” (SSL) protocol on pages that require secure information. Most banks use this technology on a few pages, but not on every page. (SSL-secured pages start https as opposed to http.)

4.User names and passwords – If you are going to be banking online, always choose unique user names and passwords. Avoid using your email address as a long in name and never use important dates, such as birthdays or anniversaries, for a password. If a criminal is trying to access your account these are often the first guesses that he will attempt to use. Always try to include both alpha and numerical characters in your login information, as use of both generates user names and passwords that are inherently tougher to crack.

5.Bank from home – If you are going to be banking online, try to avoid public domain computers. This includes both work computers and those you would use at an internet café, public library or any retail business. You have limited control over the safety measures taken at these locations and are putting your personal information at risk every time you share it here. If you are banking online and have no choice but to use a public access computer, be sure the username and password are not saved on the computer if prompted to do so. Once your session ends click on the Tools option of the browser and clear all saved forms, passwords, cookies, and history. For the two most used web browsers this feature is located under Tools/Internet options (MS Explorer) or Tools/Clear Private Data (Mozilla Firefox).

6.Stay protected – It is vital to keep your home computer protected with up-to-date anti-virus software and firewall protection. This is particularly true when you are banking from home online. There malicious software, or malware, that can unknowingly be downloaded on your computer while the user surfs the internet. These harmful programs can attack your computer in a variety of ways, but the most dangerous are capable of stealing your personal information by logging the keystrokes used when entering user names and passwords. This information is then transmitted back to the programs creator. This is why it is so important to keep your computer protected and update that protection regularly.

7.Keep alert – If you have an online bank account or use your credit cards for online purchases, check your balances regularly. If you notice any suspicious activity, notify the bank immediately. The longer it takes to report fraudulent activity the more difficult it will be to have those stolen funds restored.

Online banking can be a convenient and easy way to manage your personal accounts, but it will never be 100% safe. Still, there are ways online banking customers can increase the odds in their favor by using common sense and taking preemptive steps to protect themselves. Most importantly, communicate with your bank. Know their security measures and check the safety recommendations they make. If you ever have any questions or concerns about the security of your account, call the bank and get the answers you need. Its your right as a customer, so don’t hesitate to use it.

Helpful links:

FDIC: Safe Internet Banking

http://www.fdic.gov/BANK/INDIVIDUAL/ONLINE/SAFE.html

Online Banking Safety – LoveToKnow Online

http://online.lovetoknow.com/wiki/Online_Banking_Safety

Filed Under: Big News, Finance, Scams

Reverse Mortgage Twists and Turns

May 17, 2012 By Leave a Comment

Watch out for the “quicksand”, it can suck you in.

If you’re 62 years or older, a legitimate reverse mortgage allows homeowners to convert their home equity into cash. Instead of making a payment each month to your mortgage bank, the bank pays you monthly. You can also elect to receive a lump sum or line of credit. Looks simple, but the “quicksand” of fraud and scams are deceptively alluring.

Speculators are buying houses on the cheap, doing minor cosmetic decorating and then reselling these dwellings to unsuspecting senior citizens at excessive prices. The deal is based on the senior citizen taking out a reverse mortgage sponsored by the scam artist, generally with exorbitant upfront fees. When the reverse mortgage is in place the scam artist usually takes all the money for the payment of the inflated property, leaving the sucker senior citizen holding the bag and probably still owing more money as a result of the terms of the scam transaction.

Also, these scam artists will use inflated appraisals and then promise this “mirage bargain” home with no-money-down, and as part of the swindle, arrange for the sucker to secure a scam reverse mortgage loaded with excessive fees for the service. Thus, the scammer diverts most and often all the proceeds from your reverse mortgage for themselves.

These crooks recruit and con naïve seniors; so do not be tempted by these “sweet-talking” swindlers. Here are a few guidelines to follow regarding any supposed reverse mortgages:

1. Don’t respond to any flashy advertisements and unsolicited promotions.

2. Stay away from anyone claiming you can own a home with zero cash down.

3. Never sign anything you don’t fully understand. Try and have a competent lawyer or accountant review all proposed contracts.

4. Seek out a legitimate reverse mortgage advisor.

5. The scammers target senior citizens through churches, investment seminars, radio, television, and mail/email advertisements.

6. A legitimate reverse mortgage never causes you to give up title to your home.

7. Watch out for upfront fees—never agree to pay them; as this demand is a tip-off that you are being set up for a swindle.

8. Watch out for any reverse mortgages that do not escrow sufficient money to pay required real estate taxes, insurance, etc. This could result in foreclosure.

Again and again senior citizens are being swindled by these “too good to be true” propositions. If you are truly interested in a reverse mortgage for your home that you have lived in for a long time—study the various plans offered by some of the well-known Banks such as Chase, Well Fargo and Bank of America. At least you will familiarize yourself with what programs are currently available. Never get sucked into a “No Money Down” scam promising to get you into a home for free. Run away from any of these sham offers. Be careful, and remember: “IF IT’S TOO GOOD TO BE TRUE–IT IS”! — ALWAYS!

Filed Under: Finance, Scam of the Week

FINANCIAL ADVISORS: Look for WHAT they know, NOT who they know!

May 11, 2012 By Leave a Comment

Never ever get caught up or impressed with the “Madoff style garbage”, such as Country Clubs, exclusive addresses, and pictures on the walls with your prospective advisor glad-handing politicians and celebrities. Stay away from the windbag money managers and “financial advisors”—–there are plenty out there.

If you are fortunate enough to have accumulated money to invest, you better be darn sure you are not turning it over to a con-man/scam-artist. They are everywhere! Don’t be dazzled by slick-talk and glossy brochures or an expensive lunch—keep your eye on the ball—the safety of your “nest-egg”.

First—check all available credentials and records thoroughly.

Contact Government Agencies:

(check on licenses and disciplinary records of your proposed planner/advisor)

a) National Association of Securities Dealers (NASD) — 800-289-9999

b) Securities & Exchange Commission (SEC) — 800-732-0330

c) Certified Financial Planners-Board of Standards (CFP) — 888-237-6275,

830-7543 x219

Obtain References:
Get the names of clients and make sure the “client” is a legitimate “real” person or business. Telephone these references and courteously ask questions.

Ask Your Proposed Advisor the following questions:

a) Specifically what services they provide (ie: cash management, tax planning, estate planning, retirement planning, recommendations for investing).

b) What Licenses they hold and their specific qualifications; and in which State are they licensed?

c) What type of investments are they licensed to offer?

d) How will the planner/advisor prepare your financial plan and will it be in writing? Does the planner/advisor set goals?

e) What continued and ongoing services will you receive? — Such as financial products, research, analysis of your financial situation and recommendations.

f) Does the planner/advisor take possession of your assets or have access to them via any form of Power of Attorney over your assets?

g) What are their other clients like, and how have their investments performed over the past one, five, ten years?

h) Most significant, ask how the advisor/planner is to be paid, and how all such compensation is calculated. Is it an hourly rate, flat fee, percentage of assets, commissions, etc.

Always Be Sure to Obtain a Written Fee Schedule and Remember:

When it comes to handing your nest egg over to anyone—you must be very, very careful! Look what Bernie Madoff did. Although the Madoff numbers are astronomical — scams at every level go on all the time. Only a few years ago, a bunch of celebrities, including Leonardo DiCaprIo, were scammed for millions of dollars by a sweet-talking yet a phony/scam-artist supposed “Advisor”. The selection of a Financial Advisor is really difficult. Many banks and brokers offer these or similar services, but most of their personnel’s qualifications are marginal. Again, you must use your instincts.

Scamraiders suggests that you get recommendations from your accountant and/or lawyer and you do your own legwork. But be careful. DO NOT GIVE A STRANGER YOUR POWER OF ATTORNEY, OR CONTROL OF YOUR MONEY. If you are finally satisfied with who you choose to hire, do so; but YOU control the account—at least until you are fully comfortable and feel confident, safe and secure. If you plan to “put your eggs in one basket”, as one great money-man said, “watch the basket very very carefully!”

NEVER become complacent— that is how Madoff made off with billions! Again remember—“IF IT IS TOO GOOD TO BE TRUE, IT IS”—ALWAYS!

PS: If you are a senior citizen take a look at AARP Financial Inc. At least, this Program seems safe—- as best it can be in the volatile economic times we now live. STAY ALERT—PLEASE.

Filed Under: Featured, Finance

Lotto Scams

April 2, 2012 By Leave a Comment

If you receive an email, telephone call, letter or fax telling you that you won the Canadian, Nigerian, Irish, French, or Welsh, etc. lottery—delete, hang-up the phone, rip-up the paper, throw out the supposed windfall! Listen up—First you can’t win a lottery that you didn’t buy a ticket for. So when that enticing announcement, or nice well-trained voice on the other end of the phone tells you that to claim your prize you must first wire a few thousand bucks to the lottery “sponsor”— don’t fall for it! Here are some other important facts to remember so that you won’t get ripped-off:

1. No stranger is your friend; and there ain’t no free lunches!

2. In a legitimate lottery, you never have to pay BEFORE you receive the winnings.
Lotteries that are legitimate request that you pay taxes after you receive your money.

3. If you truly win a lottery, first you surely hold a ticket evidencing that you have
entered into the lottery contest. If you win, your lottery number will be posted or
announced, and you must present your winning ticket in order to claim your prize.
Legitimate lotteries usually DO NOT send emails, or letters, or phone you. They will
post or publish the winning ticket numbers on their website or in the newspaper and
the winners are provided with a legitimate email or phone number, or where to appear
with the winning ticket.

4. NEVER EVER give out any personal information to anyone without knowing who you
are giving it to.

5. Beware of anything lottery, coming from outside the USA — they are usually all “hot
spots” for scams.

6. If it’s too good to be true—it is.

You can be sure of this—once you turn your cash over to a scammer, it’s gone forever. Lottery scammers come up with new spins to the same old schemes — to get the money from us suckers. Some of the newer swindles are as follows —

a) BOGUS STATE LOTTERIES

Residents of Minnesota, Oklahoma, and Tennessee have recently been receiving emails, phone calls and letters stating that they have won Powerball or other State games. The “winners” are directed to pay up-front fees in order to claim their prize. Don’t do it! Legit State Lotteries never require any up-front money. State lottery winners must notify the State with their winning ticket in hand. You won’t be contacted by the State, you must contact them once you find your entry is posted as the winner on the respective State website or published in the newspaper.

b) UNCLE SAM SHAMS

Another scam— emails supposedly sent by the F.B.I., I.R.S., F.T.C., etc., implying that these Agencies are acting as middlemen awarding the Lottery winnings. These Agencies never act in this manner. Moreover, these scammers also are circulating a virus that can steal your computer’s personal data. So, if you receive one of these bogus messages, these thieves are ready to put their hands in your pocket—DO NOT open it! You will have just avoided a serious scam-rip off!

c) SLICK TALKING CON SCAMS

Some crooks prefer operating through personal contact. If you are approached on the street or in a shop by a stranger claiming to hold a winning State Lottery ticket that they cannot redeem themselves– such as, the ticket holder is not in the U.S. legally— say “NO THANK YOU”! In this con the scammer offers to sell you their jackpot ticket for a few thousand dollars—or split the winnings after you (the patsy) put up your cash as a “good faith” deposit. Then you are told that in exchange for your up-front-money the scammer will give you the ticket so you can redeem it and either keep the winnings or split the sums with this “generous kind person”. You will be left “holding the bag” with a worthless ticket. Or once you gather your “good-faith cash” from your bank, you may be conned into leaving your money with the scammer (in a taxi or car), and asked to go to a coffee shop to buy some donuts and coffee for you and the con artist before heading to the location to claim your jackpot. When you return, coffee in hand, the scammer is long gone on their way, with your cash. Remember what your mother always told you, —–“NEVER SPEAK TO STRANGERS”!

Although this is not a lottery scam, it’s similar and Scamraiders wants to alert you:
One of the most common scams that still hooks unsuspecting naïve people is the plea to help another person who has a problem with cashing a check. NEVER cash a check for a stranger or give them your money for their check! Usually the check is counterfeit and you will be stuck.

If you really want to play a lottery, BUY THE TICKET YOURSELF FROM A STATE-RUN LOTTERY— AND HOPE FOR THE BEST!

Filed Under: Featured, Finance, Internet, Scams

COZEN O’CONNOR WITH ALL THEIR SCAMS TO WHITEWASH THEIR SLEAZY ACTIONS HAVE BEEN EXPOSED AS MONEY LAUNDERERS, SCOUNDRELS, LIARS, CHEATS AND VIOLATORS OF THE RULES OF LAW

February 15, 2012 By Leave a Comment

Scams Inc has proof positive of Cozen O’Connor and its associates partaking in a fraudulent scheme of collusion, MONEY LAUNDERING, and forging of Trust records in order to cover-up Jon Paul Robbins intentional looting of Trust funds and Robbins intentional violations of a Federal Judge’s Injunction.

We also have evidence of Cozen’s conspiracy with a cross-dressing drug-using Lawyer—-David R Fisher Esq in a scheme to railroad the Trust Beneficiary’s Father as part of a ‘whitewash-Robbins scheme.

Cozen is desperate to protect ACE Insurer from having to pay out over $2,000,000.00 because of Robbins thefts and his vaporizing the Trust. Robbins looting also involved Tax evasion and a conversion of money tendered to Robbins by the Beneficiary’s Dad for the Trust that Robbins somehow looted for himself and McLaughlin Stern where Robbins is employed.

Cozen was caught by the Beneficiary’s father in their fraudulent scheme and the collusion was admitted to by Cozen Associate Mathiew Kohel over the phone. Now Cozen is desperate and is trying to use the internet to ‘make-nice’, but Cozen is a despicable bunch who will and has lied, cheated, defrauded, manipulated a drug abusing sick Beneficiary, colluded with a corrupt David Fisher. Cozen has refused to recognize the Beneficiary’s Father’s Attorney-in Fact Appointment and Cozen has furthered their scam to rob and cheat to cover Robbins. 23 years of conversion of $2million and Cozen acts like a ‘lilly-white-cinderella’——Cozen aint no Cinderella, they are a bunch of scoundrels who push their weight around by intimidation, threats, lying, cheating, and extorting—then they take out adds trying to create smokescreens to create false images by deception—

Cozen has bullied this Robbins Theft, concocted a bogus scenario that is outright fraud so that money stolen by their client Robbins is not restored. The scheme Cozen has orchestrated and admitted to by their own Associate Mathiew Kohel is a crime and a conspiracy to set-up and railroad and as a result rob the true Beneficiaries to the Robbins looted funds and shroud Robbins tax evasion, fraud, conversion and Money-Laundering that Cozen is center-stage—stay tuned

Filed Under: Featured, Finance, Scams

COZEN O’CONNOR IN A SLEAZY AND DESPICABLE WAY AIDS IN THE THEFT AND LOOTING OF A MINOR’S TRUST IN CONCERT WITH JON PAUL ROBBINS ESQ A CONFIRMED TAX EVADER, CON-ARTIST AND EMBEZZLER

February 7, 2012 By Leave a Comment

Cozen O’Connor has zero conscience and uses their supposed legal legerdemain to cover-up Jon Paul Robbins thefts of a minor’s Trust in violation of law and violating a Federal Court Injunction and ‘brief-case robbery’.

Rather than Cozen complying with Disciplinary Rules and Federal Codes they orchestrate a scheme to use the father as a scapegoate, they fabricate records, cover-up the fact that Robbins failed to file 23 years of Trust tax returns, covered Robbins failure to have Annual Accountings created; and then colluded with a California lawyer to rip-off the beneficiary and rip off her father—–criminal acts? Your damn right.

Cozen has misused the law to try and rob the over $2,000,000.00 owed and at the same time insulate ACE Insurance Co. the insurer responsible to pay up for Robbins Thefts and embezzilments.

Cozen’s Associate Mathew Kohel Esq admitted to the scam and admitted that Cozen intentionally failed to communicate with the beneficiary’s father while trying to railroad him. The entire attempt by the Beneficiary to obtain a just award has been tainted by conspiracy fraud, collusion, corruption and violations of Federal Law with none other than Cozen, center-stage.

Cozen and their colluding adversary lawyer David Fisher filed a supposed ‘Brief’ at a sand-bag Mediation in NYC. Both blamed the father without a shred of basis in fact or law. Cozen is involved in a conspiracy to avoid the return of the Robbins thefts and reprisals for violations of Fiduciary Rules and mandates of the Federal Court. This was done while these colluding culprits demanded of the weak-substance abusing Beneficiary not to advise her Dad what these thieves had ‘cooked-up’ using Dad as a fall-guy. These bums ganged-up to perform a theft bigger than John Dillinger.

Cozen knows the Law and yet has manipulated, threatened and railroaded without a shred of conscience, participated in this fraudulent scheme knowing they were engaged in a perpetuation of fraud and theft. Cozen in concert with others engaged in a criminal conspiracy interstate to rob millions and whitewash a corrupt Trustee Robbins and set-up the father. Cozen is going to be ‘tared and feathered’ for engaging in a criminal cover-up.

Cozen in a rouse to further their cover-up have refused to respond to the father and Attorney-in-Fact. Cozen is engaging in extortion, thefts of the Trust money and manipulating the Beneficiary’s lawyer who is a California domiciliary and who has engaged in a sell-out scam orchestrated by Cozen to avoid Robbins repayment of the looted funds and damages.

Cozen’s conduct and manipulation of the law, lies and violations of law have caused the filing of charges against Cozen and David Fisher Esq. Cozen has caused significant injury due to their illegal acts of collusion.

Cozen have tried intimidation, extortion, collusion, larceny and aiding in Robbins crimes and will be held accountable–stay tuned

Filed Under: Featured, Finance, Legal

COZEN O’CONNOR INVETERATE ‘TRICKSTERS’ FEEL THE HEAT OF THEIR MISDEEDS, COLLUSION AND FRAUDULENT SCHEMES

February 6, 2012 By Leave a Comment

Cozen O’Connor—’Tricksters-Through-and Through’—- have began self-serving -paid for ‘banner-ads’ on its Google pages in a scheme to whitewash the documented Exposes and Reports published by Scams Inc revealing that the over 500 lawyer Firm engages in fraud, collusion, railroading schemes and worse to whitewash Jon Paul Robbins as Trustee and Robbins looting and embezzeling of a minors Trust funds and collusion with a corrupt California lawyer David R Fisher who has participated with Cozen in a scheme to use the Father of the Trust Beneficiary as a fall-gul to cover-up Robbins thefts, looting, tax evasion and crimes.

Robbins willfully violating a Federal Court Injunction restricting Robbins from removing any money from the Trust. Then in Robbins own scheme of looting and frauds vaporized the money and then failed to file 23 years of Federal and State Tax Returns as part to his thefts. Robbins also ‘deep-sixed’ Records failed to produce Annual Accounting Reports and failed to credit money the Beneficiary’s father contributed to the Trust that Robbins simply stole in concert with his firm McLaughlin Stern, and his partiners Peter Alkaly and Goffery Handler. Robbins engaged in systematic Tax Evasion now covered up by the supposed ‘elite’ law-office of Cozen O’Connor. Cozen has the integrity of a cobra-snake who will do and say anything for a pay-day like the boys in the John Grisham novel—”THE FIRM”.

Undaunted Cozen was hired when the ill Beneficary began ‘asking-questions’ and Cozen began a scam of smokescreens blame game and fraud and collusion, criminal acts in and of themselves—-Cozen has no conscience and are bullys who think they can use their size to avoid reprisal for collusion and thefts.

Cozen orchestrated a scheme of delay, blame the Beneficiary’s father and recruit the corrupt lawyer David R Fisher supposedly representing the Beneficiary to perform a scam—-Railroad the father blame him, pay a pittance to the drug abusing Beneficiary, let Fisher rook that money from the sick woman, look good for ACE Robbins Insurer, whitewash Robbins and then sand-bag the father and sue him. A perfect-storm particularly since the Beneficiary is a substance abuser who went off the drug abusing ledge in 2011 thanks to the aid of her demented drug abusing lawyer David R Fisher and clandestine ally Cozen who have orchestrated this attempted fraudulent scam of rip-off the father a perfect victim—a sick cancer victim who id 73 years old.

Now the Beneficiary’s father who is terminally ill with stage 4 cancer has asserted his Role as the Beneficiary’s Attorney-in-Fact. Cozen has become desperate stonewalling, lying, name calling and cheating as a rouse of bullyism and attempted extortion by threats directed to the Beneficiary’s dad.

Cozen now getting desperate has begun to try and whitewash not only thief Robbins but Cozen themselves making out that they are legit fine upstanding citizens.

They ask —’How can we assist you’ in their Banner ads on Google but they fail to reveal that they have been caught in a fraudulent scheme of using scapegoats, false documents, fraud, extortion and cover-up of Trust thefts, crimes of embezzilment, violations of Federal Penal Laws, corruption and collusion with anothers lawyer to railroad and defraud—

Cozen has been given the opportunity to deny these reported charges and they have refused. Meanwhile Cozen Associate Matthew Kohel Esq admitted over interstate phones of Cozen’s collusion with Fisher and attempted railroadind and intentional delaying the return of Robbins Thefts plus interest and damages to its rightful Beneficiary’s and not to persons who conspired and colluded with Cozen as part of a scheme of looting and fraud–stay tuned

Filed Under: Featured, Finance, Legal

COZEN O’CONNOR AND JON PAUL ROBBINS ESQ TRAPPED LIKE RATS IN A COLLUSION SCHEME OUT OF A JOHN GRISHAM NOVEL THAT MAKE THE ‘LAW-BOYS’ IN THE FIRM LOOK LIKE SNOW WHITE. BUT WHO THEN ARE THE ‘SEVEN DWARFS’?

February 2, 2012 By Leave a Comment

Cozen O’Connor are a Firm consisting of over 500 lawyers spread out like jam over 50 States. We have seen these erector set constructed Firms before, put together by political patronage, screws, bolts, glue and flim-flam. Cozen fashions themselves as a ‘legal-powerhouse’ we find them quite a different matter.

We have seen these quilt-patch firms come on the scene with ‘rockets red glare’ but like all back room peddlers of favors end up like Boss Tweed, and other back-room politicos who scratched the wrong back.

Cozen has exhibited( in a case where their client Jon Paul Robbins looted a minors Trust, doctored records, failed to file Trust tax returns and violated his Fiduciary duties and a Federal Injunction), a willingness to engage in fraud, collusion, fabrications, deception and creation of evidence that Cozen knows or should know is corrupt, false and would and did cause the victim of the scam injury. Cozen’s acts have been part of a rouse to sandbag the father of the Beneficiary of the Trust that Robbins looted in a set-up and railroading and creating a fall-guy so that their client Robbins was whitewashed and they would pass the buck on Robbins thefts and vaporizing of over $2,000,000.00 in Trust thefts.

Cozen’s acts of creation of a scapegoat are now well documented and made in collusion with the California lawyer, David R Fisher, of the substance-abusing Beneficiary, the daughter of the creator of the Trust and target of the conspiracy.

Cozen colluded with Robbins and Fisher to do a ’round robbin-scam’. Set up the father, secrete any records, keep the father in the dark, make Robbins look like a fool rather than the criminal he is then get the Insurer ACE to pay Fisher, a drug abusing, cross-dressing lawyer, and then sue the father on behalf of ACE. A perfect scam—-THEY THOUGHT—–until Cozen, Robbins, his firm McLaughlin Stern and Fisher were caught.

Cozen seems to function in this manner scams, swindles and scalliwags on the one hand, versus the sucker public on the other.

Scams Inc has interviewed many and has obtained admissions from Mathiew Kohel Esq of Cozen that the Cozen law boys tried to set-up the father of the beneficiary to the Trust by a scam ‘blame-game’ knowing the father has terminal cancer; and knowing that the Trust Beneficiary is a disabled drug abusing ill woman incapable of making any informed decisions at all. Cozen also knows that Fisher is a slime-ball slikster who has violated the fathers Orders as Attorney in Fact for the Beneficiary and that Fisher is a druggie himself using the Trust Beneficiary as a Patsy and a ‘Mark’ to a scam and a swindle with Cozen ‘center-stage’ orchestrating this symphony of swindles with Kohel and McDonnugh waving the baton. Cozen are not unlike many other corrupt lawyers who manipulate lie cheat, suborn perjury, engage in spoliation of evidence to win a few bucks no matter who they rape, hurt and plunder——Cozen, 500 lawyers and all have no conscience are liars and will seemingly do and say anything for a ‘pay-day’

Cozen, if they were legit would seek the truth rather than engage in absurd rhetoric and fraud, deception, shake-downs and name calling.

Cozen wants to score for themselves—what the heck they have a ‘big-nut overhead’

So Cozen,Robbins in collusion with Fisher circumvent the Law, and the facts. All the while Fisher is manipulating a sick person and has in the process engaged in fraud and deception by concocting a scheme of railroading the father to serve Cozen, Fisher and Robbins to the detriment of the father, the truth and the care and well-being of the ill beneficiary—

Now Fisher and Fisher and Wolfe have been fired by the Attorney-in-Fact–and will be brought before the California State Bar for fraud, violations of Law, negligence, malpractice, abuses of a disabled client and theft.

Cozen has displayed disgraceful acts of documented fraud, deception, lies and intimidation —-stay tuned

Filed Under: Featured, Finance, Legal

COZEN O’CONNOR SEEMS TO BE IN A COLLUSION SCHEME WITH DAVID R FISHER ESQ (FISHER & WOLFE), A CROSS-DRESSING DRUG ABUSING CORRUPT LAWYER TO CONVERT LOOTED TRUST MONIES ILLEGALLY

February 1, 2012 By Leave a Comment

Cozen O’Connor are flouting the law in a scheme of delay, fraud, a ‘blame-game’ and collusion with a corrupt California lawyer David R Fisher of a small office called Fisher & Wolfe.

David R Fisher has been Scams Inc’s ‘Radar’ for months after a Tip was provided that Fisher and his lover Matthiew O’Sullivan engage in drug-parties at their house on Coldwater Canyon. One of our informants in fact saw drug paraphenilia at Fishers house and displayed by a Fisher client.

Fisher has abused his office by garnering a drug abusing woman who was seeking help in recovery of her looted Trust money by Trustee Jon Paul Robbins, at the insistance of her father. Fisher seeing a chance for a ‘score’ and using this disabled young woman failed to disclose that Robbins is a New York lawyer and the action against Robbins and his office of McLaughlin Stern had to be in NYC, Fisher signed her up.

Then Fisher concocted a scam claiming that the womans father (the creator of the Trust), converted the Trust money in concert with Robbins. Fisher embarked on a railroadind scapegoat scheme of blame the father without any basis in fact or law, and without reviewing all relevant records or interviews of the creator of the Trust, the dad.

Then Fisher while providing mood altering substances to this woman and encouraging her to commit unemployment insurance frauds, directed to woman not to communicate with her father, mother or step mother. This was part to Fisher’s scam and set up of the father.

Cozen ‘bought-in’ and figured its better that Robbins look like a idiot rather than a thief so we will hide all from the father and sand-bag him.

Well old dad was on to these scalliwags, uncovered the scam and has opened the Fisher-Cozen ‘can of worms’ and scheme.

Now the father as the woman-beneficiary’s Attorney in Fact has fired Fisher for cause. Meanwhile Fisher to cover his ass hired a New York lawyer and yet more ‘dilution’ for the mentally disabled drug abusing victim beneficiary.

Well all Fisher and his yet unnamed NY lawyer have done is scam to get a settlement from Cozen and Insurer ACE by engaging in lies fraud and deception and fraudently using the beneficiary’s father as a fall-guy and a scapegoat by falsely concocting a ‘Round-Robbin’. Set up the father, ACE pays Fisher and then in concert with Fisher and Cozen they sue the father for supposed Trust money they claim the father took. Collusion and a illegal attempted ‘sand-bagging’ by corrupt lawyers making a illegal pay-day.

A pretty-good set-up except these thieves somehow forgot that Robbins was the sole Trustee, subject to a Federal Injunction and sole-signatory of the Trust. They tampered with records, Robbins failed to file Trust tax returns and Cozen has aided in this larceny. Some group of supposed big-deal lawyers. Further true facts prove that the dad paid into the Trust by payments of about $75,000.00 in 1997 and $50,000.00 in about 1994. Money vaporized by looting Robbins.

Robbins claims the $75,000.00 was fees from the fathers Company but of course never received any mandated 1099 Form.

Cozen knows the law yet Cozen’s Minion Matthew Kohel admitted to the father that Cozen conducted a Mediation where the railroading of the father was explored by the collusion of Cozen and Fisher so that Robbins would be ‘whitewashed’ and only look like a moron and not the thief that he is.

Now the facts have been exhumed and Cozen has been PUT ON NOTICE that the dad has asserted his Attorney-in-Fact Role. Fisher has been fired so now we will see what Cozen does put on notice and receiving the Attorney-in Fact Power from the father and full disclosure that the Beneficiary is a substance abuser, disabled and unable to make informed decisions and is being manipulated by Fisher and Cozen——-last we looked all crimes.

Cozen’s acts and failure to act have been suspect and a willingness to engage in collusion, thefts of the Trust money and a railroading scheme with corrupt David R Fisher—stay tuned

Filed Under: Featured, Finance, Legal, Scams

TIMESHARE PROGRAMS ARE NOT A ROSE GARDEN!

January 31, 2012 By Leave a Comment

Looking for an inexpensive trip for a well-deserved special getaway for fun and relaxation? If your answer is YES, and some “nice” person sold you a bucket of dreams on timeshares—be really, really careful— many of these programs are not for the faint of heart! You could become just another sucker with a one-way ticket to oblivion and fraud—-not paradise as advertised.

Here are some rules you should follow if you want to jump into the thorny bramble bushes of timeshare programs:

1. Stick with the larger, well established companies that have been around for many years. These guys will not go into the deep water to skewer you.

2. Fully understand any contact or agreement you are provided BEFORE you sign or fork over one red cent.

3. Be careful if the contract/agreement makes it virtually impossible for you to sell your timeshare in the event you may wish to do so. Again, you must fully understand the rights and obligations of anything you sign.

4. Be especially cautious of overseas companies offering timeshares.

5. DO NOT pay up front fees before doing all possible due-diligence and investigations. If possible, review the contracts with a competent lawyer.

6. Review the published consumer “Black Lists” on the internet that detail the companies who have engaged in timeshare fraud. Keep in mind that newer scam timeshare companies may not be on these lists, because no one has yet reported them.

7. “The game may not be worth the candle”! Becoming a victim of timeshare fraud is a very distasteful and expensive mistake. Being alert and conducting solid research/due diligence will help you avoid heartache and being  swindled.

8. See firsthand exactly what you are buying into. Try to do this in person or through a reliable friend. Do not rely on glossy brochures or videos as many of them are outright con-games. You may hope a dream and arrive to a nightmare. Remember Scamraiders constant reminder—“If it is too good to be true— it is!” Always!

Scamraiders has looked at many timeshare “Vacation Clubs”. To us the safest looks like the Disney Vacation Club and coming in second is the Hilton Grand Vacations. It’s better to be safe than sorry—stay with the best and most reliable. In any event, DO YOUR HOMEWORK—-BEFORE YOU PUT PEN TO PAPER OR YOU HANDOVER YOUR CASH.

Filed Under: Featured, Finance, Scams
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